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265/40R20 vs 265/45R20

Comparison of overall diameter, sidewall, speedometer error, and ride-height change between these two tire sizes.

265/40R20

Section width
265 mm
Aspect ratio
40%
Rim
20"
Sidewall
106.0 mm
Overall diameter
720.0 mm
Revs / mile
711

265/45R20

Section width
265 mm
Aspect ratio
45%
Rim
20"
Sidewall
119.3 mm
Overall diameter
746.5 mm
Revs / mile
686

Difference

Overall diameter
+26.5 mm (+3.68%)
Sidewall
+13.3 mm
Tread width
+0 mm
Ride height (axle)
+13.3 mm
Speedometer error
+3.68%
At indicated 60 mph
actual 62.21 mph

Will 265/45R20 fit instead of 265/40R20?

The overall diameter changes by 3.68%. Most manufacturers consider a swap acceptable when the difference stays under 3% — beyond that, you may see speedometer error, ABS/TPMS warnings, or wheel-well clearance problems. This page only covers the math; your vehicle's wheel arches, suspension geometry, and load rating still matter.

What the numbers mean